How Much Does a Late Payment Affect Your Credit Score?

Every 30 days, creditors report payment history to the credit bureaus, but just how much do late payments affect a credit score?
How Many Credit Cards Should You Have?

How many credit cards should you have? The average American has four, but is that right for you?
The Biggest Factors that Affect Your Credit Score

From missed payments and account history, here are five of the things that affect your credit score the most.
Debt Payoff Calculator: How to Decide Which Debt to Pay Off First

If you have a debt to pay off, it’s important to take a look at a debt payoff calculator to figure out how much your debt is actually costing you.