Elizabeth Thorn, Author at Float Blog

5 Tips for Lowering Your Credit Utilization

Aside from payment history, credit utilization is one of the factors you’ll need to monitor if you’re looking to increase your credit score.

Every 30 days, creditors report payment history to the credit bureaus, but just how much do late payments affect a credit score?

How many credit cards should you have? The average American has four, but is that right for you?

From missed payments and account history, here are five of the things that affect your credit score the most.

If you have a debt to pay off, it’s important to take a look at a debt payoff calculator to figure out how much your debt is actually costing you.

It’s important to know about your partner’s financial past, spending habits, and debt. Here’s how to talk about money in a relationship.

A hard inquiry can affect your credit score. Here’s what to know about credit checks and how to distinguish a soft inquiry vs hard inquiry.

What shows up on a pre-employment screening check? Your credit score and other tidbits of financial information, but also a few other things, too.

Check out our eight financial tips that can help you work towards your goal of having a perfect credit score (or at least get close).

What is an Equifax credit score and how do they determine your actual credit score? Check out our complete guide to Equifax credit reports.