Over 50% of Americans get turned down for a loan due to bad credit, with 68 million having a credit score lower than 600. If you’re looking to buy a home, it’s somewhat difficult to find lenders who will shell out the cash for a mortgage loan with a credit score that low. However, there are things that you can do to help you increase your credit score over the
Wondering “How do I get my credit score to 800?” Follow these five easy tips, and don’t forget to use a credit monitoring tool to help you along the way.
When it comes to FICO score vs. credit score, there’s actually no “versus” here at all. Your FICO score is one of your credit scores.
Nearly 4 in 10 Americans have no idea what factors influence their credit score or even what their credit score actually is. While you might not think that you need to know your credit score now, you could encounter numerous reasons down the road for needing to have a near-perfect credit score. This is where credit monitoring comes into play. How will you be able to understand the ins and
You’ll need to develop a plan of action that will allow you and your family to engage in healthy financial planning and family credit management.
Want to increase your credit score in a little as 30 days? Follow these easy tips, none of which include paying more than you already are.
Here’s how to dispute credit report information with each of the three major credit reporting agencies: TransUnion, Equifax, and Experian.
Being 30 days late on a credit card payment is considered delinquent. And, credit card delinquency isn’t something you’ll want to mess around with.
Does the length of your credit history affect your credit score? You bet. And it’s one of the biggest factors that affect your credit score.
Depending on which credit scoring model you use, your debt to credit ratio can affect your credit score. However, debt to income ratio is different.