Wondering “How do I get my credit score to 800?” Follow these five easy tips, and don’t forget to use a credit monitoring tool to help you along the way.
FICO Score vs. Credit Score: Are They the Same Thing?
When it comes to FICO score vs. credit score, there’s actually no “versus” here at all. Your FICO score is one of your credit scores.
What is Credit Monitoring & Why You Need to Check Your Credit Score
Nearly 4 in 10 Americans have no idea what factors influence their credit score or even what their credit score actually is. While you might not think that you need to know your credit score now, you could encounter numerous reasons down the road for needing to have a near-perfect credit score. This is where credit monitoring comes into play. How will you be able to understand the ins and
How to Engage in Family Credit Management
You’ll need to develop a plan of action that will allow you and your family to engage in healthy financial planning and family credit management.
How Can I Raise My Credit Score in 30 Days?
Want to increase your credit score in a little as 30 days? Follow these easy tips, none of which include paying more than you already are.
How to Dispute Credit Report Information
Here’s how to dispute credit report information with each of the three major credit reporting agencies: TransUnion, Equifax, and Experian.
Credit Card Delinquency: What is It & How to Recover
Being 30 days late on a credit card payment is considered delinquent. And, credit card delinquency isn’t something you’ll want to mess around with.
How Length of Credit History Affects Your Credit Score
Does the length of your credit history affect your credit score? You bet. And it’s one of the biggest factors that affect your credit score.
Understanding Debt to Income Ratio vs. Debt to Credit Ratio
Depending on which credit scoring model you use, your debt to credit ratio can affect your credit score. However, debt to income ratio is different.
5 Tips for Lowering Your Credit Utilization
Aside from payment history, credit utilization is one of the factors you’ll need to monitor if you’re looking to increase your credit score.