Every 30 days, creditors report payment history to the credit bureaus, but just how much do late payments affect a credit score?
The Biggest Factors that Affect Your Credit Score
From missed payments and account history, here are five of the things that affect your credit score the most.
Credit Checks: Soft Inquiry vs. Hard Inquiry
A hard inquiry can affect your credit score. Here’s what to know about credit checks and how to distinguish a soft inquiry vs hard inquiry.
Employment Background Check: What to Know About Pre-Employment Screening
What shows up on a pre-employment screening check? Your credit score and other tidbits of financial information, but also a few other things, too.
8 Financial Tips for a Perfect Credit Score
Check out our eight financial tips that can help you work towards your goal of having a perfect credit score (or at least get close).
What is an Equifax Credit Score? A Complete Guide
What is an Equifax credit score and how do they determine your actual credit score? Check out our complete guide to Equifax credit reports.
Couples’ Credit Scores: Does My Credit Score Affect My Spouse?
When it comes to couples’ credit scores, you’ll find that your credit score doesn’t directly affect your partner, it can affect loan applications.
Can I Share My Credit Score? 5 Reasons to Share Credit Reports
Want to share your credit score with your partner? What about with your friends and family? You’ll want to do so in a way that’s safe and secure.
Landlord Credit Check: Can They Check My Credit Score?
Your landlord can run a credit check. It’s why it’s so important to know your credit score. Here’s what to know about landlord credit checks.
What is a Good Credit Score? Credit Rating Explained
According to recently released data, the average credit score in the United States is 682. That’s great if you understand the importance of your credit rating. But, if you don’t, what does that number even mean? 682 is considered a “good” credit score by most lenders, but there’s so much more to know about this little number. How can you improve your credit ranking? Why do you need to even