How Length of Credit History Affects Your Credit Score
Does the length of your credit history affect your credit score? You bet. And it’s one of the biggest factors that affect your credit score.
Understanding Debt to Income Ratio vs. Debt to Credit Ratio
Depending on which credit scoring model you use, your debt to credit ratio can affect your credit score. However, debt to income ratio is different.
5 Tips for Lowering Your Credit Utilization
Aside from payment history, credit utilization is one of the factors you’ll need to monitor if you’re looking to increase your credit score.
How Much Does a Late Payment Affect Your Credit Score?
Every 30 days, creditors report payment history to the credit bureaus, but just how much do late payments affect a credit score?
The Biggest Factors that Affect Your Credit Score
From missed payments and account history, here are five of the things that affect your credit score the most.
Credit Checks: Soft Inquiry vs. Hard Inquiry
A hard inquiry can affect your credit score. Here’s what to know about credit checks and how to distinguish a soft inquiry vs hard inquiry.
Background Check: What to Know About Pre-Employment Screening
What shows up on a pre-employment screening check? Your credit score and other tidbits of financial information, but also a few other things, too.
8 Financial Tips for a Perfect Credit Score
Check out our eight financial tips that can help you work towards your goal of having a perfect credit score (or at least get close).
What is an Equifax Credit Score? A Complete Guide
What is an Equifax credit score and how do they determine your actual credit score? Check out our complete guide to Equifax credit reports.
Couples’ Credit Scores: Does My Credit Score Affect My Spouse?
When it comes to couples’ credit scores, you’ll find that your credit score doesn’t directly affect your partner, it can affect loan applications.
