How many credit cards should you have? Does one late credit card payment lower your score? Here's what you need to know about credit cards.
Credit scores are confusing, and simply checking your credit score isn't enough to increase it. Learn how to optimize your score here.
Learn all about loan applications, mortgage loan rates, and even whether or not you should apply for a personal loan.
Saving and spending money are both core components that affect your credit score. We'll help you learn how to optimize your personal finance.
Ugh, student loans. Yeah, they can affect your score, too. It's why we've created whole section on them. Check out our student loan guides here.
When it comes to couples’ credit scores, you’ll find that your credit score doesn’t directly affect your partner, it can affect loan applications.
Being 30 days late on a credit card payment is considered delinquent. And, credit card delinquency isn’t something you’ll want to mess around with.
A hard inquiry can affect your credit score. Here’s what to know about credit checks and how to distinguish a soft inquiry vs hard inquiry.
When it comes to FICO score vs. credit score, there’s actually no “versus” here at all. Your FICO score is one of your credit scores.
You’ll need to develop a plan of action that will allow you and your family to engage in healthy financial planning and family credit management.
Want to increase your credit score in a little as 30 days? Follow these easy tips, none of which include paying more than you already are.
Here’s how to dispute credit report information with each of the three major credit reporting agencies: TransUnion, Equifax, and Experian.
Being 30 days late on a credit card payment is considered delinquent. And, credit card delinquency isn’t something you’ll want to mess around with.
Does the length of your credit history affect your credit score? You bet. And it’s one of the biggest factors that affect your credit score.
Depending on which credit scoring model you use, your debt to credit ratio can affect your credit score. However, debt to income ratio is different.
Depending on the type of mortgage loan you have, it might be time to look at current 30-year mortgage rates and check into refinancing.
Looking for a personal loan in 2021? Here’s what to know about personal loan rates in 2021 and where to find the best rates.
Over 50% of Americans get turned down for a loan due to bad credit, with 68 million having a credit score lower than 600. If
From learning what pre-approval means to understanding how to look for the right loan, here’s what to know about the mortgage process.
Applying for a joint mortgage loan can help you get a better deal, and learning how to plan for this process can help tremendously.
When applying for a home, you have the option to apply as a single applicant or jointly. Joint mortgage loans offer some nice perks.
Want to learn how to get a mortgage loan for the first time? This step in the home buying process can feel a little daunting. That’s what we’re here for.
