How to Engage in Family Credit Management

You’ll need to develop a plan of action that will allow you and your family to engage in healthy financial planning and family credit management.

How Can I Raise My Credit Score in 30 Days?

Want to increase your credit score in a little as 30 days? Follow these easy tips, none of which include paying more than you already are.

Here’s how to dispute credit report information with each of the three major credit reporting agencies: TransUnion, Equifax, and Experian.

Student loan debt is rising, and there’s a lot to know about how student loans affect your credit score and overall financial health.

Being 30 days late on a credit card payment is considered delinquent. And, credit card delinquency isn’t something you’ll want to mess around with.

Does the length of your credit history affect your credit score? You bet. And it’s one of the biggest factors that affect your credit score.

Depending on which credit scoring model you use, your debt to credit ratio can affect your credit score. However, debt to income ratio is different.

Aside from payment history, credit utilization is one of the factors you’ll need to monitor if you’re looking to increase your credit score.

Every 30 days, creditors report payment history to the credit bureaus, but just how much do late payments affect a credit score?

How many credit cards should you have? The average American has four, but is that right for you?