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Float is a credit app that allows you to check your credit score for free. Float’s blog is a place to learn all about why it’s important to check your credit score, how to improve it, and other financial tips.

Welcome to the


Credit Cards

How many credit cards should you have? Does one late credit card payment lower your score? Here's what you need to know about credit cards.

Credit Scores

Credit scores are confusing, and simply checking your credit score isn't enough to increase it. Learn how to optimize your score here.


Learn all about loan applications, mortgage loan rates, and even whether or not you should apply for a personal loan.

Personal Finance

Saving and spending money are both core components that affect your credit score. We'll help you learn how to optimize your personal finance.

Student Loans

Ugh, student loans. Yeah, they can affect your score, too. It's why we've created whole section on them. Check out our student loan guides here.


What is credit monitoring?
Credit Cards

What is Credit Monitoring & Why You Need to Check Your Credit Score

Nearly 4 in 10 Americans have no idea what factors influence their credit score or even what their credit score actually is. While you might not think that you need to know your credit score now, you could encounter numerous reasons down the road for needing to have a near-perfect credit score. This is where credit monitoring comes into play. How will you be able to understand the ins and

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