Credit Cards Credit Card Delinquency: What is It & How to Recover Being 30 days late on a credit card payment is considered delinquent. And, credit card delinquency isn’t something you’ll want to mess around with. Read More »
Credit Scores How Length of Credit History Affects Your Credit Score Does the length of your credit history affect your credit score? You bet. And it’s one of the biggest factors that affect your credit score. Read More »
Credit Scores Understanding Debt to Income Ratio vs. Debt to Credit Ratio Depending on which credit scoring model you use, your debt to credit ratio can affect your credit score. However, debt to income ratio is different. Read More »
Credit Scores 5 Tips for Lowering Your Credit Utilization Aside from payment history, credit utilization is one of the factors you’ll need to monitor if you’re looking to increase your credit score. Read More »
Credit Cards How Much Does a Late Payment Affect Your Credit Score? Every 30 days, creditors report payment history to the credit bureaus, but just how much do late payments affect a credit score? Read More »
Credit Cards How Many Credit Cards Should You Have? How many credit cards should you have? The average American has four, but is that right for you? Read More »
Credit Scores The Biggest Factors that Affect Your Credit Score From missed payments and account history, here are five of the things that affect your credit score the most. Read More »
Personal Finance Debt Payoff Calculator: How to Decide Which Debt to Pay Off First If you have a debt to pay off, it’s important to take a look at a debt payoff calculator to figure out how much your debt is actually costing you. Read More »
Personal Finance How to Talk About Money in a Relationship It’s important to know about your partner’s financial past, spending habits, and debt. Here’s how to talk about money in a relationship. Read More »