Credit Cards

How many credit cards should you have? Does one late credit card payment lower your score? Here's what you need to know about credit cards.

Credit Scores

Credit scores are confusing, and simply checking your credit score isn't enough to increase it. Learn how to optimize your score here.


Learn all about loan applications, mortgage loan rates, and even whether or not you should apply for a personal loan.

Personal Finance

Saving and spending money are both core components that affect your credit score. We'll help you learn how to optimize your personal finance.

Student Loans

Ugh, student loans. Yeah, they can affect your score, too. It's why we've created whole section on them. Check out our student loan guides here.

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How to get a mortgage loan with bad credit

How to Get a Mortgage Loan with Bad Credit

Over 50% of Americans get turned down for a loan due to bad credit, with 68 million having a credit score lower than 600. If you’re looking to buy a home, it’s somewhat difficult to find lenders who will shell out the cash for a mortgage loan with a credit score that low. However, there are things that you can do to help you increase your credit score over the

what is a good credit score
Credit Scores

What is a Good Credit Score? Credit Rating Explained

According to recently released data, the average credit score in the United States is 682. That’s great if you understand the importance of your credit rating. But, if you don’t, what does that number even mean?  682 is considered a “good” credit score by most lenders, but there’s so much more to know about this little number. How can you improve your credit ranking? Why do you need to even

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