From missed payments and account history, here are five of the things that affect your credit score the most.
Depending on which credit scoring model you use, your debt to credit ratio can affect your credit score. However, debt to income ratio is different.
According to recently released data, the average credit score in the United States is 682. That’s great if you understand the importance of your credit rating. But, if you don’t, what does that number even mean? 682 is considered a “good” credit score by most lenders, but there’s so much more to know about this little number. How can you improve your credit ranking? Why do you need to even
What is an Equifax credit score and how do they determine your actual credit score? Check out our complete guide to Equifax credit reports.