What shows up on a pre-employment screening check? Your credit score and other tidbits of financial information, but also a few other things, too.
If you have a debt to pay off, it’s important to take a look at a debt payoff calculator to figure out how much your debt is actually costing you.
Every 30 days, creditors report payment history to the credit bureaus, but just how much do late payments affect a credit score?
Depending on which credit scoring model you use, your debt to credit ratio can affect your credit score. However, debt to income ratio is different.
Being 30 days late on a credit card payment is considered delinquent. And, credit card delinquency isn’t something you’ll want to mess around with.